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Some links below are from sponsors of my pennies to dollars. Here’s how we keep the lights on…

Money Management

Personal Capital Review

Personal Capital

This is a free to use financial dashboard, capable of tracking 100% of your finances. Trusted by two million people and counting (myself inclusive). I particularly love personal capital as I am a net worth geek. My dashboard gives me in one view everything I need to know about my spending, saving, and investing. Check out Personal Capital here.

Betterment Review


Betterment is a robo-advisor site that enables investors to invest in stocks and Exchange Traded Funds (ETFs) with the help of their asset allocation tool. Just answer a few questions around age, income, goals, and projected years till retirement and Betterment builds a portfolio tailored to you and you only. If you don’t want to get bugged down with trying to decide what stocks or ETFs to try out as you begin your investing journey, you could take a look at Betterment.

wealthfront review


Wealthfront is the second largest robo-advisor, taking a back seat to the none other but the afore-mentioned Betterment. There are many of these out there today, but in my mind, Betterment and Wealthfront are still the two standputs. Wealthfront manages the little we have today for our kids’ college and we continue to make monthly contributions. If you are in the market for a low cost, robo-advisor where you can invest and watch your money grow quite literally on the daily, wealthfront might be your one-stop shop.

Acorns Review


Full disclosure, I do not have an acorns account unlike all the other tools mentioned above. From my research however, acorns has been able to smartly merge the concepts of robo-advising and automated saving into one tool. They’ve been able to modernize the old school practice of putting away loose change by rounding up your purchases on linked debit or credit cards, and sweeping this “loose change” into one of their computer managed portfolios. If you’re quite literally starting from scratch and ever wandered if there was a tool out there for you, check out acorns and make your own decision.

Make Money

$1 Dollar Menu

Dollar Menu

John Thornhill is one of the most well known and successful internet marketers on Clickbank. He has trained countless numbers of students into becoming full-time entrepreneurs.
Check out his training program for a $1 entry free and decide for yourself.

GetResponse Logo My Pennies To Dollars


Take your blogging game to the next level and use GetResponse to build and stay connected to your audience. There simply isn’t an alternative to staying connected when it comes to building your brand. I believe it’s the best email and auto-responding platform for your blog, website, or e-commerce store.

Bluehost Review


Bluehost is the popular choice for bloggers looking to take that bold step and launch out on their own into the world of blogging and article writing. The platform is super intuitive and Bluehost customer service is stellar, which is something you may take for granted, until you really need it. Get started with Bluehost through my exclusively discounted by clicking on the bluehost icon.

SiteGround Review


A great alternative to Bluehost is Siteground. My Pennies to Dollars is actually hosted on Siteground. I use both companies exclusively and can vouch that either will work great for you in starting out. It’s just a matter of your preference. Bluehost is the darling of blogging and you will be making an excellent decision to go with bluehost. If you prefer SiteGround however, get started with an exclusively discounted rate through this link.

Get Your Free Affiliate Marketing eBook Copy.

Real Estate CrowdFunding



Fundrise – the pioneer online real estate crowdfunding company that lets average (non-accredited) investors invest into private commercial and residential properties. With a $500 mininum for the starter portfolio, the company’s main investment vehicles are electronic real estate investment trusts (eREITs) and electronic funds (eFunds). I have nothing but good things to say about Fundrise. I have been investing with the company since Jan 2019 and have a long-term outlook specifically as regards to my FundRise account. Do feel free to check out the company here, and make an informed decision of your own.

Rich Uncles

Rich Uncles

An alternative to FundRise is Rich Uncles. Much like Fundrise, Rich Uncles is open to the newbie, non-accredited investor, looking for access to commercial real estate investments. It feature a low minimum investment so you and I can jump right in. It is best for investors looking for a low-cost route to enter into real estate investing, steady monthly income stream and transparency from the folks running the company. Check out Rich Uncles and see if they speak your language.

Realty Mogul

Realty Mogul

RealtyMogul allows for both non-accredited and accredited investors to invest in commercial real estate on their platform, which is nice, since i’m still working my way to accreditation, and many of us share the exact same stories. I like the platform, i like their transparency, and their open communication. I’ve lost count of how many webinars i’ve been invited to attend with the company CEO. My personal favorite is still FundRise, but I definitely love RealtyMogul as well.